Insurance companies in the Philippines offer countless policies and the most overlooked product is travel insurance. Skeptics argue that acquiring this type of insurance is as if inviting bad luck during your vacation when all you want is to relax and unwind. This is a wrong impression because it is riskier once you’re in a foreign land or country. Your much-awaited getaway might turn into a misadventure. It can be avoided once you have the best travel insurance in the Philippines to assist you.
Expect an influx of vacationers in and out of the country because the holiday season or the “-ber” months have already began. Aside from bringing your passport, visa, credit cards, DSLR camera, and luggage, you must never left behind an important package with you: a travel insurance package. This is the kind of package that could save you in times of unforeseen mishaps you may experience during your trip.
You may insist that nothing’s going to happen as long as you’re staying out of trouble but when you’re in vacation mode, you may slack and put your guard down a bit. It happens, especially when you’re having fun. Once you have a travel insurance package, you’re ready in case of:
Sickness or Accident
Nothing dampens the mood the moment you catch a flu or get a sprain while your group is heading to a remote beach or island. The money you spend during your hospitalization, the medical expenses, medical emergency transportation, from hospital confinement to follow-up care can be reimbursed afterwards.
Trip Cancellation or Interruption
Scenario: in the middle of your vacation, you suddenly need to travel back because of an unexpected emergency at home. The airline company needs to cancel some flights—including yours—because of storm or typhoon. These are the scenarios which are out of your control and will surely cost you a lot. Another scenario is when you miss your flight due to heavy traffic or accident. You can avoid these hassles because your policy has got it covered for you.
Loss, Damage or Theft
The last thing you want happening is losing one of your personal possessions while you’re travelling. It is a rule of thumb to always look after your personal belongings such as baggage, travel documents, and gadgets. You can’t avoid that things might be out of your radar once you’re keen to enjoy the select days off work. The worst thing that could happen is losing valuables because of theft. Cease your worries since your travel policy could handle it for you.
Accidental Death or Disablement
We don’t want to scare you or something, but sadly, it may happen and it would be difficult for your family to bear not just emotionally but financially as well. With a travel policy, this is easily covered which is inclusive of an accidental burial benefit.
Just don’t let’s be a walking disaster but if ever you’ve accidentally hurt someone or damage someone else’s property, your travel policy may save you.
It doesn’t mean that when you have a travel policy, you’re entitled to completely slack off. Travel insurance packages in the Philippines vary from company to company. Don’t forget to ask their terms and conditions. One of the things you must inquire about is their limit in terms of trip duration and the specifics of what they are willing to cover.
Have a stress-free vacation. Be insured!
I love life and all things about it! How about you?